National payment corporation of India ( NPCI) is a miracle for India how ?

If we look at the organisations in the government hands, NPCI seems totally worth and making miracles.

   1) By allowing UNIFIED PAYMENT INTERFACE  (UPI) to use it to other countries.

   2) And making tough competition to MasterCard and Visa by introducing Rupay.

   3) By looking at its all products it seems NPCI as a company helps India to develop digitally powerful country.